Um, I did my taxes. And now I'm pissed. I mean, I was pissed before but seeing the numbers in black and white...gah! Let's just say I'm a frugal person. My car is a '98 and I plan to drive it until it dies. But between the self-employed medical premiums, the dermoid surgery, the IUIs, the sperm bank fees, and all the other baby making medical interventions, I could be driving a very nice, very brand new car. Or better yet, I could be driving my trusty old '98 with a baby in the back. Ugh.
And speaking of medical interventions. Why are people not more upset about the healthcare reform? I saw this today and it got me all riled up. Did you know that in some states it's impossible to get maternity coverage on an individual policy...until the reforms kick in in 2014! In my state I have 1 option for individual maternity coverage and it requires that I pay the premiums for 1 year before the coverage goes into effect and then the policy will only cover 50%. That doesn't sound like insurance, it sounds like racketeering. And yes, I think we should celebrate the victories. And if you live in Maine, you might even be able to help. But no maternity coverage for those in need of an individual policy seems unconscionable.
PS
I'll be 40 in 2014.
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You know that if you spend 7.5% of your income on medical expenses, you get to use that as a deduction, right? Our fertility treatments and other stuff ended up working out for us pretty good, tax-wise.
ReplyDeleteI'm okay with the health care reform because it's better than we've had before, albeit not perfect. We tried to look into an individual policy but not only are there NONE in my state that offer maternity coverage, the one plan that we could have bought, you have to buy a maternity coverage rider and wait for 18 months before you actually get maternity coverage. I thought that was outrageous. (And that's the only plan that even offers it "at all".) Jackasses.